Office Hours - the lobby closes at 4PM however phone lines are still open until 5pm Monday to Thursday and 4pm Fridays.
Hi, and welcome to the Scott Schoeneman State Farm Agent office in Sturgeon Bay, WI! We proudly serve individuals, families, and small business owners throughout Door County and surrounding Northeast Wisconsin communities, including Green Bay, Kewaunee, Egg Harbor, Sister Bay, Fish Creek, and beyond. Our team is committed to helping our Good Neighbors explore coverage options that fit their needs across Wisconsin.
⚓ Meet Scott Schoeneman: Your Sturgeon Bay State Farm Agent in the Heart of Door County
I’m Scott Schoeneman, your local State Farm Agent in Sturgeon Bay, Wisconsin. From our office at 920 Egg Harbor Road, my team and I help individuals, families, property owners, and businesses understand their insurance and financial options. Our office brings more than 45 years of insurance experience to every conversation.
Door County is a distinctive place to live and work. We assist year-round residents, owners of primary and secondary homes, vacation-rental owners, boaters, local businesses, and people relocating to Northeast Wisconsin. If you are moving to Wisconsin, we can also help with out-of-state insurance transfers as you settle into the area.
Our service area includes Sturgeon Bay, Baileys Harbor, Sister Bay, Washington Island, and communities throughout Door County, along with customers in Kewaunee County, Brown County, and beyond.
I’m a graduate of St. Norbert College, a husband, a father of three daughters, a dog dad, and a proud Wisconsin sports fan. I am also a former board member of Door County Habitat for Humanity, and our agency is proud to support Sturgeon Bay High School. Those relationships matter because we do more than work in Door County—we are part of the community we serve.
Coverage for Everyday Life and Weekend Adventures
Life in Sturgeon Bay and Door County can include everyday commutes, seasonal properties, small-business responsibilities, time on the water, and weekends exploring Northeast Wisconsin. My team and I can help you understand State Farm insurance options for the way you live, work, travel, and enjoy each season.
🚗 Auto Insurance
Coverage for commuting, everyday driving, and changing road conditions throughout Sturgeon Bay and Northeast Wisconsin.
🏡 Home Insurance, Renters Insurance, and Condo Insurance
Coverage options for primary residences, apartments, condos, secondary homes, and seasonal properties.
❤️ Life Insurance and Health Insurance
Options that can help support your family and prepare for the future through different stages of life.
🏢 Business Insurance and Commercial Auto Insurance
Options for small businesses, contractors, entrepreneurs, and commercial vehicles across Door County.
🌾 Farm & Ranch Insurance
Coverage options for farms, rural properties, and agricultural operations in surrounding Wisconsin communities.
🐾 Pet Insurance
Coverage options that can help with eligible veterinary expenses for your four-legged family members.
🚤 Boat Insurance
Coverage for time on Green Bay, Lake Michigan, and nearby Door County waterways.
🏕️ RV Insurance
Coverage for camping trips, weekend escapes, and family road adventures.
🏍️ Motorcycle Insurance
Coverage for scenic rides through Door County and Northeast Wisconsin.
🛻 ATV/UTV Insurance
Coverage for trail riding, property use, and outdoor recreation.
❄️ Snowmobile Insurance
Coverage for trail riding and winter recreation throughout Door County and Northeast Wisconsin.
Whatever the season brings, we are here to help you review your current coverage, explore available options, or request a personalized quote. Call, text, or visit our Egg Harbor Road office in Sturgeon Bay to start the conversation.
🔥 Fire Prevention Month in Door County: From Year Round Homes to Seasonal Retreats
October is National Fire Prevention Month, offering households throughout Sturgeon Bay and the Door Peninsula a timely reminder to focus on fire safety as cooler weather arrives and many properties transition from busy summer use toward the quieter months ahead.
Between Green Bay to the west and Lake Michigan to the east, fall can change quickly across Door County. Year round homes, condos, apartments, second homes, seasonal residences, and vacation properties can each have different considerations as temperatures fall and occupancy patterns change.
What belongs on a Door County fall fire safety checklist? Consider testing smoke and carbon monoxide alarms, reviewing household escape plans, keeping exits accessible, checking fire extinguishers, and arranging appropriate heating system maintenance. Fireplaces, chimneys, space heaters, and other heating equipment should also receive appropriate attention before colder Wisconsin weather settles in.
For owners of seasonal or secondary homes, fall preparation can involve additional steps. If a property will be unoccupied for stretches of time, consider plans for heating, plumbing, emergency contacts, snow removal, and periodic property checks. Changes in occupancy or how a property is used may also provide useful context when discussing Home Insurance.
Fire safety matters for renters and condo owners, too. Renters Insurance can address belongings and other eligible needs that differ from a landlord’s coverage, while condo owners may have questions about how their individual Condo Insurance relates to insurance maintained by the association.
Door County businesses also move into a different rhythm as the seasons change. Lodging properties, restaurants, shops, contractors, and other local operations may experience changes in staffing, equipment, property use, or seasonal activity. Those changes can provide useful context for a Business Insurance conversation as fall transitions toward winter.
From homes in Sturgeon Bay to seasonal properties and businesses throughout the peninsula, Fire Prevention Month is a useful reminder to look closely at both safety and what has changed around the property before another Door County winter arrives.
❤️ From Today’s Responsibilities to Tomorrow’s Priorities: Life Insurance in Door County
Life can change considerably from one chapter to the next. Families grow, homes are purchased, careers evolve, businesses change, and responsibilities can look different over time. At the Scott Schoeneman State Farm Agent office in Sturgeon Bay, we help individuals and families throughout Door County understand Life Insurance as their lives and priorities evolve.
When is a good time to revisit Life Insurance? Getting married, welcoming a child, purchasing a primary or secondary home, changing careers, or taking on different family responsibilities can give you new things to consider. Changes in income, household obligations, or longer-term priorities may also lead to new questions about coverage already in place.
What should business owners consider? Owning a business can add another layer of financial responsibility. You may be thinking about the people who depend on your income at home as well as responsibilities connected to business ownership, such as business obligations or what may happen if an owner is no longer there. Starting a business, bringing on a partner, growing operations, or experiencing other significant changes can be useful reasons to revisit your Life Insurance.
What if you are exploring Life Insurance for the first time? You do not need to know which option you want before starting the conversation. We can begin with the people who depend on you, your current responsibilities, and the questions you want to understand, then explain available Life Insurance choices in straightforward terms.
From families establishing roots in Sturgeon Bay to longtime Door County residents and local business owners whose livelihoods are connected to the peninsula, everyone can be at a different stage. Whether Life Insurance is new to you or you want to better understand coverage selected during an earlier chapter, our team welcomes the conversation.
📞 Let’s Connect
Call, text, Zoom, or visit our Sturgeon Bay office during business hours to review your insurance coverage or request a no obligation quote. Whether you are a current customer or new to the area, our team is here to help you protect what matters most this spring and beyond.
Frequently Asked Questions:
Q: What factors affect my auto insurance pricing?
A: Your driving record, age/experience, location, type and value of your vehicle, and coverage levels (plus deductibles) all influence your costs.
Q: What does homeowners insurance cover?
A: Homeowners insurance typically covers your dwelling, personal belongings, and liability if someone is injured on your property. Many policies also include additional living expenses (loss of use) if your home can’t be lived in after a covered event.
Q: Do renters need insurance?
A: Renters insurance isn’t legally required in most places, but it’s valuable. It generally covers your personal belongings, provides liability protection, and may include loss-of-use benefits if you’re displaced due to a covered loss.
Q: How much life insurance do I need?
A: A common rule of thumb is 10–15 times your annual income, but the right amount depends on your debts, ongoing living expenses, income needs for dependents, and future obligations.
