Office Hours - the lobby closes at 4PM however phone lines are still open until 5pm Monday to Thursday and 4pm Fridays.
Hi, and welcome to the Scott Schoeneman State Farm Agent office in Sturgeon Bay, WI! We proudly serve individuals, families, and small business owners throughout Door County and surrounding Northeast Wisconsin communities, including Green Bay, Kewaunee, Egg Harbor, Sister Bay, Fish Creek, and beyond. Our team is committed to helping our Good Neighbors explore coverage options that fit their needs across Wisconsin.
⚓ Meet Scott Schoeneman: Your Sturgeon Bay State Farm Agent in the Heart of Door County
I’m Scott Schoeneman, your local State Farm Agent in Sturgeon Bay, Wisconsin. From our office at 920 Egg Harbor Road, my team and I help individuals, families, property owners, and businesses understand their insurance and financial options. Our office brings more than 45 years of insurance experience to every conversation.
Door County is a distinctive place to live and work. We assist year-round residents, owners of primary and secondary homes, vacation-rental owners, boaters, local businesses, and people relocating to Northeast Wisconsin. If you are moving to Wisconsin, we can also help with out-of-state insurance transfers as you settle into the area.
Our service area includes Sturgeon Bay, Baileys Harbor, Sister Bay, Washington Island, and communities throughout Door County, along with customers in Kewaunee County, Brown County, and beyond.
I’m a graduate of St. Norbert College, a husband, a father of three daughters, a dog dad, and a proud Wisconsin sports fan. I am also a former board member of Door County Habitat for Humanity, and our agency is proud to support Sturgeon Bay High School. Those relationships matter because we do more than work in Door County—we are part of the community we serve.
Coverage for Everyday Life and Weekend Adventures
Life in Sturgeon Bay and Door County can include everyday commutes, seasonal properties, small-business responsibilities, time on the water, and weekends exploring Northeast Wisconsin. My team and I can help you understand State Farm insurance options for the way you live, work, travel, and enjoy each season.
🚗 Auto Insurance
Coverage for commuting, everyday driving, and changing road conditions throughout Sturgeon Bay and Northeast Wisconsin.
🏡 Home Insurance, Renters Insurance, and Condo Insurance
Coverage options for primary residences, apartments, condos, secondary homes, and seasonal properties.
❤️ Life Insurance and Health Insurance
Options that can help support your family and prepare for the future through different stages of life.
🏢 Business Insurance and Commercial Auto Insurance
Options for small businesses, contractors, entrepreneurs, and commercial vehicles across Door County.
🌾 Farm & Ranch Insurance
Coverage options for farms, rural properties, and agricultural operations in surrounding Wisconsin communities.
🐾 Pet Insurance
Coverage options that can help with eligible veterinary expenses for your four-legged family members.
🚤 Boat Insurance
Coverage for time on Green Bay, Lake Michigan, and nearby Door County waterways.
🏕️ RV Insurance
Coverage for camping trips, weekend escapes, and family road adventures.
🏍️ Motorcycle Insurance
Coverage for scenic rides through Door County and Northeast Wisconsin.
🛻 ATV/UTV Insurance
Coverage for trail riding, property use, and outdoor recreation.
❄️ Snowmobile Insurance
Coverage for trail riding and winter recreation throughout Door County and Northeast Wisconsin.
Whatever the season brings, we are here to help you review your current coverage, explore available options, or request a personalized quote. Call, text, or visit our Egg Harbor Road office in Sturgeon Bay to start the conversation.
❤️ A Future Worth Charting: September Is Life Insurance Awareness Month in Door County
September is Life Insurance Awareness Month, giving individuals, families, and business owners across Sturgeon Bay and Door County a timely reason to talk about Life Insurance and Financial Services. We begin by learning who depends on you, what responsibilities you carry, and what you want your coverage to help accomplish.
When should I review my Life Insurance? Getting married, welcoming a child, purchasing a primary or secondary home, changing careers, opening a business, or taking on new financial obligations may be reasons to revisit your Life Insurance. A review can also be worthwhile when your policy has not been discussed recently, even if you have not experienced a major life change.
You do not need to know which coverage option you want before contacting us. My team and I can learn about your household or business, review existing coverage, answer questions, and explain State Farm Life Insurance options you may want to consider.
Your income, debts, family responsibilities, business interests, and long-term priorities can change over time. We can also help you explore available Financial Services as part of a broader conversation about the future you are building.
During Life Insurance Awareness Month, call, text, or visit our Egg Harbor Road office to discuss Life Insurance, learn more about available Financial Services, or schedule a personalized conversation with our team.
🍂Between the Bay and the Lake: A Sturgeon Bay and Door County Fall Insurance Review
Fall moves quickly in Sturgeon Bay and across Door County. The peninsula begins to change color, summer traffic eases, boats are hauled out of the water, seasonal properties prepare for quieter months, and local businesses shift into a different rhythm. With the waters of Green Bay along the Door Peninsula’s western shore and Lake Michigan to the east, changing temperatures, wind, rain, and the season’s first freeze can all be part of the transition toward winter.
What should be included in a Door County fall property check? Clear leaves and debris from gutters and downspouts, disconnect outdoor hoses, inspect exterior lighting and walkways, test smoke and carbon monoxide detectors, and schedule appropriate heating-system maintenance. Outdoor furniture, grills, tools, and recreational equipment should also be cleaned and stored securely.
Summer renovations, new furniture, added equipment, or changes in how a property is used may be reasons to revisit your Home Insurance. This can be especially relevant for owners of second homes, seasonal residences, and vacation rentals. If a property will be unoccupied for part of the season, consider plans for heat, plumbing, snow removal, emergency contacts, and periodic property checks. You may also want to ask us whether the change in occupancy creates insurance questions to address.
A recent move, newly furnished apartment, significant purchase, or improvement to a condominium unit may make fall a useful time to review your Renters Insurance or Condo Insurance. Condo owners may also want to better understand how their individual coverage relates to the policy maintained by their association.
For boat owners, the end of the primary boating season can be a natural time to review Boat Insurance, storage arrangements, and current information about the watercraft. Changes involving an RV, motorcycle, ATV, or other recreational vehicle may also be worth discussing before seasonal storage.
New household drivers, changing commutes on Highways 42 and 57, or different vehicle-storage plans may be reasons to revisit your Auto Insurance before winter. Owners of lodging properties, shops, restaurants, contracting businesses, and other local operations may also want to review Business Insurance as staffing, equipment, property use, or seasonal activity changes.
Call, text, or visit our Sturgeon Bay office to review your coverage and prepare for the seasons ahead.
📞 Let’s Connect
Call, text, Zoom, or visit our Sturgeon Bay office during business hours to review your insurance coverage or request a no obligation quote. Whether you are a current customer or new to the area, our team is here to help you protect what matters most this spring and beyond.
Frequently Asked Questions:
Q: What factors affect my auto insurance pricing?
A: Your driving record, age/experience, location, type and value of your vehicle, and coverage levels (plus deductibles) all influence your costs.
Q: What does homeowners insurance cover?
A: Homeowners insurance typically covers your dwelling, personal belongings, and liability if someone is injured on your property. Many policies also include additional living expenses (loss of use) if your home can’t be lived in after a covered event.
Q: Do renters need insurance?
A: Renters insurance isn’t legally required in most places, but it’s valuable. It generally covers your personal belongings, provides liability protection, and may include loss-of-use benefits if you’re displaced due to a covered loss.
Q: How much life insurance do I need?
A: A common rule of thumb is 10–15 times your annual income, but the right amount depends on your debts, ongoing living expenses, income needs for dependents, and future obligations.
